The Top 3 Best Items to Pawn in Boston

February 08, 2020 - Pawn Resources

Times are tough, and the economy is never stable,

but you can always rely on pawn shops to help you get through financial difficulties.

As a matter of fact, 40% of underbanked Americans and a total of 7.4% of all households turn to pawn shops when in financial need.

But what can you pawn at a pawn shop? What are the best items to pawn for quick cash? Which ones get you the most cash and which ones lead to the highest interest rates?

To help you make your way back up and out of a financial hole, here is a look at the three best items to pawn:


Jewelry will always be the bread and butter of pawn shops. This is even more so in Boston, which is home to a renaissance in handmade jewelry.

If you’re not sure what will pawn shops buy or accept to secure a loan, you can bet they’ll take a gold necklace or diamond ring.

This is because jewelry offers great collateral. If you don’t end up paying the loan, the pawn shop can easily sell the piece and get more than what they gave you, earning them a significant profit.

High-grade jewelry will also get you a higher loan. Most pawn shops limit their loans p to $10,000, but with exquisite jewelry, you could qualify for loans up to $500,000. This, of course, still depends on the financial capabilities of the pawn shop.

The only catch is that most pawn shops only accept genuine artifacts. This means gold-plated rings and lesser-quality diamonds won’t pass.


There are over 5,745,853 Internet users in Massachusetts and a vast majority access the Web through their smartphone. Pawn shops are taking advantage of this and have been for years. Pawn shops in Boston understand the necessity of a smartphone and their financial value too.

If you don’t have any kind of jewelry, it’s likely you can pawn your phone. Not every pawn shop will accept it, but it’s a higher chance than pawning other kinds of electronic gadgets.

There are a few factors that can decrease how much you’ll get. Pawn shops will rate your phone according to its manufacturer brand, year of release, how long you’ve had it, number of damages and repairs, and exact model. If you have an older phone that broke once or twice, then the shop might not accept it.


What will pawn shops buy if you can’t offer either a phone or jewelry? Although not all shops will take electronic gadgets, those that do will often consider accepting laptops. Pawning a laptop can seem like a last resort, but it’s miles better than a paycheck advance.

That said, the laptop has to be in good shape, and it should be fairly new. This means it has to come from a reputable brand, like Asus, and not older than three or four years. You can’t have viruses on it, and it shouldn’t suffer from battery issues because the pawn shop will want to sell it if you can’t pay the loan back.

Offer the Best Items to Pawn Now

Got a great item you know Boston pawn shops will accept? Are you in need of financial assistance and you have a piece of jewelry or laptop that can secure a loan?

Don’t waste another minute! Continue browsing our site, and we can help you find the ideal pawn shop in Boston for your financial needs.

David Stiebel

David Stiebel is one of the cofounders of PawnGuru. David was educated at MIT, where he studied Math. He subsequently worked at Bain as a data scientist before starting PawnGuru in 2015. He started PawnGuru to build a better tool for pawn shops and consumers to connect.

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