How to Pawn in Seattle

July 22, 2020 - Uncategorized

If you live in the city of Seattle and if you are looking to make some extra money or to get a short-term collateralized loan, then pawn shops are a great option. The city of Seattle has dozens of high-quality pawn shops and there is bound to be a good one right near your home. In this blog, we will walk you through the process of finding a pawn shop, finding a great deal, completing the transaction, and staying within Seattle and Washington state laws.

Get local cash offers for it – free, fast & easy.

Pawn or Sell My Item

Here is how to pawn in Seattle. 

1. Selecting an item to sell or pawn

If you want to sell or pawn an item to a pawn shop in the city of Seattle, then you need to make sure that the item has at least some value, otherwise pawn shops will not be interested in it. If the item does have some value and is in decent condition, however, then many pawn shops will likely be interested in it. Items in all of the following categories are heavily sought after by pawn shops:

So, go through your closets, your garage, your cabinets, your jewelry boxes, etc. and see if you can find an item that you don’t mind parting ways with. Once you have your item or items selected, it’s time to move onto the next step.

2. Post Your Item on

PawnGuru is a platform that helps you display your items for sale to all of the pawn shops in your local area. It takes just minutes to post your items on PawnGuru and the process is very simple. Once your items are posted, you will start to receive offers from pawn shops near you for your items as long as your items have enough value. Once you see all of the offers, you can simply choose the one that you like and accept it. Once you’ve done this, you will have a deal in place. Now you can move onto the next step.

3. Drive to the Pawn Shop and Complete the Transaction

Once you accept an offer that you like on PawnGuru, all that you have to do is to drive to the pawn shop who made you the offer and to exchange the item for the cash. If you are selling the item, this is the last thing that you need to do. If you are pawning the item then there is still more that you have to do. Once the transaction is complete, the pawn shop will give you a receipt. On this receipt, the complete details of the item and the sale will be listed. The date of the transaction, and information about you, such as your name, your address, and several other pieces of information will also be listed. So, whether you sold the item, or whether you pawned it, you will be able to walk out of the pawn shop with a stack of cash and a receipt in your hand.

4. Repay the Loan

If you pawned the item at the pawn shop, then you will have to return to the pawn shop within ninety days to repay the loan plus the interest that accrued on your item. You will also have to pay the storage fees that the pawn shop charged for you for storage of your item. If you fail to do this, then the pawn shop will keep your item and will resell it for a profit. If this happens, then your debt to the pawn shop will be canceled and you will not have to pay your loan back or the interest, or the storage fees. If you are planning on repaying your loan, then you will have to return to the pawn shop with your receipt and a copy of your state-issued ID. A failure to produce your receipt and/or your state issued ID could result in the pawn shop not giving your item back. So, it is crucial to make sure that you do not lose your receipt.

Understanding Washington State Pawn Laws 

Before you go through the process of completing transactions with pawn shops, you should be aware of a number of important Washington state pawn laws. The first pawn law that you need to be aware of is that all pawn shops are required to have licenses with the state in order to operate legally as a pawn shop. So, you can contact your state authorities to make sure that the pawn shop you are thinking about working with is licensed and legal. All pawn shops are also required to maintain a fixed place of business. So, if the pawn shop does not have a fixed business location, then it is most likely not legal.

Pawn loan terms also vary significantly from state-to-state. In the state of Washington, pawn loan repayment terms are 90 days. Also, there is not one set interest rate that pawn shops are able to charge you on pawn loans. Instead, the interest rate is tied to the value of the item that is being pawned. These interest rates range from 1% to 15% of the value of the item. You can see the complete interest rate amounts for pawn loans in Washington state here.

Police departments are also able to view any pawn shop transaction records at any time. This is to help with investigations of stolen property.

The Benefits of Using PawnGuru for Pawning in Seattle 

The traditional way of pawning items in which you drive from one pawn shop to another looking for a good deal is a decent way to find a good offer. However, this method is time-consuming and can require you to spend more money on gas than you would like. With PawnGuru on the other hand, you can easily compare the best offers from all of the pawn shops in Seattle from the comfort of your home. This saves you time, money, and hassle.

So, essentially, when you use PawnGuru to pawn your item, you can find the best deals in a very short amount of time without having to drive all around the city or make dozens of phone calls. PawnGuru is ideal for people who want to sell or pawn their items to pawn shops at the highest possible prices and get paid the very same day.

PawnGuru is also significantly safer than alternatives such as eBay and Craigslist where scams happen all the time. Part of the reason why this is true is because PawnGuru allows you to make transactions in person with someone whose identity you know. Many transactions on eBay and Craigslist are done with strangers. Oftentimes Craigslist transactions are done in dangerous areas such as parking lots and parks, which can make it easy for you to get robbed.

Popular Pawn Shops in Seattle 

Seattle is known for having many excellent pawn shops that sell and pawn a wide variety of items. Here are some of the most well-known and trusted pawn shops in Seattle:

  • Capital Loans on E Pine St.
  • Olympic Jewelry on Fremont Pl N
  • Cash America Pawn on Rainer Ave S
  • Palace Jewelry and Loan on 1st Ave
  • Luxe Pawn on Aurora Ave N
  • Aurora Loans on Aurora Ave N
  • Yuppie Pawn Shop on NE 85th St.
  • Ben’s Loans on S Second St.
  • DJ’s Loan and Sport on Beardslee Blvd.
  • Barney’s Jewelry and Loan on Second Ave Ext 5

Many of these pawn shops regularly make offers on This means that if you have an old guitar, a gold necklace, some old coins, or anything else of value lying around your home, that you could potentially get one of these pawn shops or another pawn shop in Seattle to pay you cash today for it. You can spend the money that you make selling or pawning items on bills, vacations, debt, gifts for friends and family, or anything else.


The pawning process in Seattle is much simpler and easier than many people think. PawnGuru has dramatically improved the already great process of making transactions with pawn shops. If you have never made a transaction with a pawn shop before, then you will most likely be pleasantly surprised at how efficient and easy the process is, and how fast you can get paid.

Unfortunately, despite the fact that PawnGuru has made pawning items in Seattle easier than ever before, many people still choose to use eBay and Craigslist. If you do not want to be scammed and if you do not want to have to wait a long period of time to get access to your cash, then you should strongly consider using PawnGuru to connect with local pawn shops today. PawnGuru also doesn’t charge any fees, unlike eBay.

So why wait to get started? You can follow the steps in this blog to start pawning and selling items in your home for cash today with the help of PawnGuru!

Get local cash offers for it – free, fast & easy.

Pawn or Sell My Item

David Stiebel

David Stiebel is one of the cofounders of PawnGuru. David was educated at MIT, where he studied Math. He subsequently worked at Bain as a data scientist before starting PawnGuru in 2015. He started PawnGuru to build a better tool for pawn shops and consumers to connect.

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