3 Steps to Pawning Car Titles in Bakersfield, CA

February 20, 2020 - Vehicles

Lost your job and rent is due? The baby is sick? 

You have an emergency and you need money… what can you do? Sometimes life sends you unpleasant surprises. Did you know that you can pawn your car title for a fast loan?

Not pawn your car (because you need the transportation), but the title. You get fast cash in hand to salvage your financial situation and you keep the means to earn a living. There are three easy steps to pawning car titles in Bakersfield.

Read on to learn more.

1. Find Your Car Title

Also known as a “pink slip”, this is the all-important piece of paper you need. You need to prove you are the owner of the vehicle (not the bank!) This is the collateral the shop will use to hold while it loans you money. No title?

Go to your local DMV office for a replacement title before you go to the pawn shop. Title in hand? Great!

Make sure the name on the title matches the name on your identification. You can’t pawn what you don’t own. If the name on the title is different than yours, you can’t get a loan on that title.

Following up on that idea, if anyone else has a loan or lien out on the auto, you don’t own it- and you can’t pawn your car if it isn’t 100% yours. Some pawn shops will work with you if you are close, though, so do try!

2. Grab Your Backup Documents

You are going to need your official government-issued ID. Your 7th-grade library card from Bernice Harrell Chipman Junior High doesn’t count. No ID or drivers license? Head back to the DMV for a replacement.

You will also need proof of income (check stubs or a bank statement) and proof of residence. For proof of residence, you will need a piece of mail like a utility bill or your rental contract. Pawn shops want to make sure you have the ability to pay back the loan

If you don’t have these documents, do your best. Some pawn shops may be able to help you.

3. Pawning Car Titles- Final Step

Not every shop does this type of loan. You can wear your fingers out calling each shop in the book to get the best price, but why? You can start the search and application process online!

Search our database for immediate access to pawn shops that will loan you money on your title and let you drive away in your car. Or list your need and have pawn shops compete for your business with their best deal.

All you do is upload an accurate description of your car and a photo. You might want to clean it up a bit and take the photo from a good angle. Then find a comfortable chair to sit in while you wait for offers.

Pawning car titles isn’t too difficult if you follow the three steps above. Now, all that’s left is accept an offer, sign the paperwork and drive off into the sunset with a fist full of cash.

Questions or comments? Ask us below!

David Stiebel

David Stiebel is one of the cofounders of PawnGuru. David was educated at MIT, where he studied Math. He subsequently worked at Bain as a data scientist before starting PawnGuru in 2015. He started PawnGuru to build a better tool for pawn shops and consumers to connect.

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